Call reports 2001
UMB U.S.A., NATIONAL ASSOCIATION — 2001
What UMB U.S.A., NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,167,000 | 174,349,000 | 169,266,000 | 172,933,000 |
| Total loans | 167,704,000 | 170,778,000 | 165,289,000 | 168,519,000 |
| Allowance for loan losses | 3,250,000 | 3,251,000 | 3,238,000 | 3,250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,143,000 | 985,000 | 1,161,000 | 786,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 0 |
| Noninterest-bearing deposits | 643,000 | 485,000 | 661,000 | 786,000 |
| Equity capital | 26,417,000 | 28,738,000 | 31,072,000 | 24,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,148,000 | 13,366,000 | 19,058,000 | 24,452,000 |
| Interest expense | 2,035,000 | 3,589,000 | 4,814,000 | 5,551,000 |
| Net interest income | 5,113,000 | 9,777,000 | 14,244,000 | 18,901,000 |
| Noninterest income | 2,583,000 | 5,792,000 | 8,607,000 | 11,497,000 |
| Noninterest expense | 2,673,000 | 5,464,000 | 8,056,000 | 10,695,000 |
| Provision for loan losses | 1,187,000 | 2,697,000 | 3,806,000 | 5,240,000 |
| Pretax income | 3,836,000 | 7,408,000 | 10,989,000 | 14,463,000 |
| Income tax | 1,342,000 | 2,593,000 | 3,840,000 | 5,062,000 |
| Net income | 2,494,000 | 4,815,000 | 7,149,000 | 9,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,417,000 | 28,738,000 | 31,072,000 | 24,324,000 |
| Total capital | 28,579,000 | 30,944,000 | 33,209,000 | 26,510,000 |
| Risk-weighted assets | 171,836,000 | 175,435,000 | 169,875,000 | 173,815,000 |