Call reports 2026
FARMERS AND MERCHANTS BANK OF SOUTH CAROLINA — 2026
What FARMERS AND MERCHANTS BANK OF SOUTH CAROLINA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 476,231,000 | 413,556,000 |
| Total loans | 124,628,000 | 122,866,000 |
| Allowance for loan losses | 1,257,000 | 1,231,000 |
| Securities available for sale | 181,461,000 | 185,140,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 414,346,000 | 350,836,000 |
| Interest-bearing deposits | 306,340,000 | 237,419,000 |
| Noninterest-bearing deposits | 108,006,000 | 113,417,000 |
| Equity capital | 60,765,000 | 61,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,322,000 | 9,660,000 |
| Interest expense | 302,000 | 583,000 |
| Net interest income | 5,020,000 | 9,077,000 |
| Noninterest income | 806,000 | 1,340,000 |
| Noninterest expense | 2,645,000 | 5,064,000 |
| Provision for loan losses | 10,000 | 10,000 |
| Pretax income | 3,171,000 | 5,349,000 |
| Income tax | 720,000 | 1,191,000 |
| Net income | 2,451,000 | 4,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 71,447,000 | 72,779,000 |
| Total capital | 72,764,000 | 74,064,000 |
| Risk-weighted assets | 170,778,000 | 170,556,000 |