Call reports 2021
LINCOLN 1ST BANK — 2021
What LINCOLN 1ST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 301,053,000 | 282,721,000 | 271,416,000 | 261,451,000 |
| Total loans | 178,363,000 | 177,370,000 | 179,139,000 | 175,347,000 |
| Allowance for loan losses | 2,557,000 | 2,573,000 | 2,456,000 | 2,453,000 |
| Securities available for sale | 80,486,000 | 71,261,000 | 64,593,000 | 59,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,487,000 | 196,851,000 | 186,546,000 | 176,707,000 |
| Interest-bearing deposits | 186,472,000 | 166,403,000 | 157,913,000 | 151,641,000 |
| Noninterest-bearing deposits | 29,015,000 | 30,448,000 | 28,633,000 | 25,066,000 |
| Equity capital | 18,508,000 | 18,720,000 | 17,832,000 | 17,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,002,000 | 6,006,000 | 7,939,000 |
| Interest expense | 833,000 | 1,620,000 | 2,339,000 | 3,026,000 |
| Net interest income | 1,240,000 | 2,382,000 | 3,667,000 | 4,913,000 |
| Noninterest income | 716,000 | 832,000 | 917,000 | 1,029,000 |
| Noninterest expense | 1,805,000 | 3,470,000 | 5,266,000 | 7,108,000 |
| Provision for loan losses | -87,000 | -71,000 | -187,000 | -190,000 |
| Pretax income | 341,000 | 7,000 | -303,000 | -784,000 |
| Income tax | -52,000 | 95,000 | 255,000 | -62,000 |
| Net income | 393,000 | -88,000 | -558,000 | -722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,734,000 | 19,256,000 | 18,794,000 | 18,633,000 |
| Total capital | 21,704,000 | 21,164,000 | 20,666,000 | 20,438,000 |
| Risk-weighted assets | 156,974,000 | 151,945,000 | 149,213,000 | 143,782,000 |