Call reports 2016
LINCOLN 1ST BANK — 2016
What LINCOLN 1ST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 257,665,000 | 289,421,000 | 332,699,000 | 338,148,000 |
| Total loans | 86,520,000 | 95,792,000 | 102,372,000 | 113,792,000 |
| Allowance for loan losses | 631,000 | 632,000 | 650,000 | 660,000 |
| Securities available for sale | 8,611,000 | 10,068,000 | 14,511,000 | 12,741,000 |
| Securities held to maturity | 149,089,000 | 146,527,000 | 197,719,000 | 193,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,934,000 | 164,730,000 | 189,213,000 | 209,673,000 |
| Interest-bearing deposits | 138,033,000 | 158,966,000 | 183,641,000 | 203,997,000 |
| Noninterest-bearing deposits | 3,901,000 | 5,764,000 | 5,572,000 | 5,676,000 |
| Equity capital | 17,973,000 | 22,090,000 | 22,414,000 | 22,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,292,000 | 6,837,000 | 9,627,000 |
| Interest expense | 691,000 | 1,403,000 | 2,232,000 | 3,160,000 |
| Net interest income | 1,498,000 | 2,889,000 | 4,605,000 | 6,467,000 |
| Noninterest income | 35,000 | 76,000 | 105,000 | 131,000 |
| Noninterest expense | 1,095,000 | 2,280,000 | 3,447,000 | 4,795,000 |
| Provision for loan losses | 53,000 | 54,000 | 72,000 | 82,000 |
| Pretax income | 385,000 | 631,000 | 1,191,000 | 1,721,000 |
| Income tax | 125,000 | 193,000 | 356,000 | 553,000 |
| Net income | 260,000 | 438,000 | 835,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,757,000 | 21,941,000 | 22,357,000 | 22,446,000 |
| Total capital | 18,388,000 | 22,573,000 | 23,007,000 | 23,106,000 |
| Risk-weighted assets | 105,208,000 | 121,207,000 | 149,386,000 | 155,639,000 |