Call reports 2014
LINCOLN 1ST BANK — 2014
What LINCOLN 1ST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,451,000 | 222,717,000 | 224,925,000 | 223,840,000 |
| Total loans | 73,726,000 | 74,928,000 | 75,972,000 | 76,277,000 |
| Allowance for loan losses | 466,000 | 487,000 | 403,000 | 706,000 |
| Securities available for sale | 9,861,000 | 9,579,000 | 8,864,000 | 7,074,000 |
| Securities held to maturity | 126,216,000 | 126,149,000 | 128,148,000 | 130,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,275,000 | 109,750,000 | 111,913,000 | 110,238,000 |
| Interest-bearing deposits | 105,152,000 | 104,478,000 | 107,252,000 | 3,876,000 |
| Noninterest-bearing deposits | 5,123,000 | 5,272,000 | 4,661,000 | 106,362,000 |
| Equity capital | 15,730,000 | 16,163,000 | 16,396,000 | 16,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,925,000 | 5,941,000 | 7,675,000 |
| Interest expense | 528,000 | 1,068,000 | 1,599,000 | 2,153,000 |
| Net interest income | 1,332,000 | 2,857,000 | 4,342,000 | 5,522,000 |
| Noninterest income | 14,000 | -16,000 | -26,000 | 108,000 |
| Noninterest expense | 862,000 | 1,697,000 | 2,686,000 | 3,673,000 |
| Provision for loan losses | 32,000 | 153,000 | 312,000 | 328,000 |
| Pretax income | 447,000 | 986,000 | 1,313,000 | 1,654,000 |
| Income tax | 172,000 | 378,000 | 490,000 | 610,000 |
| Net income | 275,000 | 608,000 | 823,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,929,000 | 16,267,000 | 16,488,000 | 16,716,000 |
| Total capital | 16,395,000 | 16,754,000 | 16,891,000 | 17,422,000 |
| Risk-weighted assets | 82,588,000 | 84,589,000 | 84,983,000 | 84,304,000 |