Call reports 2012
LINCOLN 1ST BANK — 2012
What LINCOLN 1ST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,000,000 | 191,213,000 | 192,768,000 | 189,525,000 |
| Total loans | 71,461,000 | 72,034,000 | 73,204,000 | 72,650,000 |
| Allowance for loan losses | 346,000 | 389,000 | 443,000 | 437,000 |
| Securities available for sale | 8,506,000 | 10,413,000 | 8,619,000 | 6,735,000 |
| Securities held to maturity | 96,036,000 | 98,027,000 | 100,032,000 | 99,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,834,000 | 103,905,000 | 101,312,000 | 97,712,000 |
| Interest-bearing deposits | 101,478,000 | 98,882,000 | 96,314,000 | 93,444,000 |
| Noninterest-bearing deposits | 4,357,000 | 5,023,000 | 4,998,000 | 4,268,000 |
| Equity capital | 14,238,000 | 14,462,000 | 14,728,000 | 14,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,663,000 | 5,390,000 | 7,010,000 |
| Interest expense | 674,000 | 1,296,000 | 1,893,000 | 2,450,000 |
| Net interest income | 1,175,000 | 2,367,000 | 3,497,000 | 4,560,000 |
| Noninterest income | 28,000 | 42,000 | 82,000 | 98,000 |
| Noninterest expense | 741,000 | 1,507,000 | 2,311,000 | 3,091,000 |
| Provision for loan losses | 61,000 | 210,000 | 276,000 | 270,000 |
| Pretax income | 401,000 | 692,000 | 992,000 | 1,282,000 |
| Income tax | 155,000 | 266,000 | 395,000 | 576,000 |
| Net income | 246,000 | 426,000 | 597,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,317,000 | 14,509,000 | 14,729,000 | 14,851,000 |
| Total capital | 14,663,000 | 14,898,000 | 15,172,000 | 15,288,000 |
| Risk-weighted assets | 75,279,000 | 76,183,000 | 76,831,000 | 77,516,000 |