Call reports 2011
LINCOLN 1ST BANK — 2011
What LINCOLN 1ST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 171,651,000 | 177,815,000 | 180,733,000 | 182,850,000 |
| Total loans | 69,128,000 | 69,582,000 | 71,689,000 | 71,356,000 |
| Allowance for loan losses | 303,000 | 307,000 | 346,000 | 346,000 |
| Securities available for sale | 7,107,000 | 7,675,000 | 6,932,000 | 9,231,000 |
| Securities held to maturity | 84,874,000 | 90,694,000 | 91,290,000 | 90,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,389,000 | 97,483,000 | 98,263,000 | 103,392,000 |
| Interest-bearing deposits | 91,121,000 | 93,867,000 | 94,363,000 | 99,401,000 |
| Noninterest-bearing deposits | 2,268,000 | 3,616,000 | 3,900,000 | 3,991,000 |
| Equity capital | 13,258,000 | 13,433,000 | 13,789,000 | 14,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,638,000 | 5,554,000 | 7,435,000 |
| Interest expense | 699,000 | 1,415,000 | 2,126,000 | 2,818,000 |
| Net interest income | 1,075,000 | 2,223,000 | 3,428,000 | 4,617,000 |
| Noninterest income | 26,000 | 52,000 | 35,000 | 6,000 |
| Noninterest expense | 809,000 | 1,714,000 | 2,470,000 | 3,241,000 |
| Provision for loan losses | 47,000 | 55,000 | 99,000 | 120,000 |
| Pretax income | 245,000 | 506,000 | 894,000 | 1,262,000 |
| Income tax | 96,000 | 194,000 | 343,000 | 484,000 |
| Net income | 149,000 | 312,000 | 551,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,343,000 | 13,474,000 | 13,785,000 | 14,078,000 |
| Total capital | 13,646,000 | 13,781,000 | 14,131,000 | 14,424,000 |
| Risk-weighted assets | 70,255,000 | 72,410,000 | 74,067,000 | 74,009,000 |