Call reports 2009
LINCOLN 1ST BANK — 2009
What LINCOLN 1ST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 137,319,000 | 146,492,000 | 148,047,000 | 147,540,000 |
| Total loans | 75,687,000 | 75,713,000 | 74,765,000 | 74,414,000 |
| Allowance for loan losses | 192,000 | 218,000 | 237,000 | 257,000 |
| Securities available for sale | 8,826,000 | 6,519,000 | 8,153,000 | 8,195,000 |
| Securities held to maturity | 42,150,000 | 56,361,000 | 54,957,000 | 56,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,094,000 | 79,500,000 | 83,113,000 | 81,768,000 |
| Interest-bearing deposits | 74,238,000 | 76,738,000 | 80,898,000 | 79,758,000 |
| Noninterest-bearing deposits | 2,856,000 | 2,762,000 | 2,215,000 | 2,010,000 |
| Equity capital | 11,642,000 | 11,761,000 | 12,077,000 | 12,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,569,000 | 5,435,000 | 7,312,000 |
| Interest expense | 922,000 | 1,777,000 | 2,624,000 | 3,424,000 |
| Net interest income | 851,000 | 1,792,000 | 2,811,000 | 3,888,000 |
| Noninterest income | 23,000 | 50,000 | 79,000 | 114,000 |
| Noninterest expense | 649,000 | 1,462,000 | 2,182,000 | 2,871,000 |
| Provision for loan losses | 40,000 | 66,000 | 121,000 | 221,000 |
| Pretax income | 195,000 | 326,000 | 599,000 | 922,000 |
| Income tax | 68,000 | 108,000 | 215,000 | 342,000 |
| Net income | 127,000 | 218,000 | 384,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,698,000 | 11,789,000 | 12,106,000 | 12,300,000 |
| Total capital | 11,890,000 | 12,007,000 | 12,343,000 | 12,557,000 |
| Risk-weighted assets | 63,688,000 | 65,881,000 | 66,577,000 | 66,345,000 |