Call reports 2007
LINCOLN 1ST BANK — 2007
What LINCOLN 1ST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 93,511,000 | 96,038,000 | 98,865,000 | 99,759,000 |
| Total loans | 70,578,000 | 72,881,000 | 73,897,000 | 73,272,000 |
| Allowance for loan losses | 143,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 2,398,000 | 2,236,000 | 2,245,000 | 1,145,000 |
| Securities held to maturity | 15,758,000 | 15,722,000 | 16,586,000 | 18,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,449,000 | 63,157,000 | 66,498,000 | 65,773,000 |
| Interest-bearing deposits | 60,355,000 | 61,616,000 | 64,846,000 | 63,538,000 |
| Noninterest-bearing deposits | 1,094,000 | 1,541,000 | 1,652,000 | 2,235,000 |
| Equity capital | 9,450,000 | 9,477,000 | 9,487,000 | 9,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,506,000 | 3,833,000 | 5,186,000 |
| Interest expense | 737,000 | 1,507,000 | 2,319,000 | 3,154,000 |
| Net interest income | 487,000 | 999,000 | 1,514,000 | 2,032,000 |
| Noninterest income | 24,000 | 51,000 | 81,000 | 108,000 |
| Noninterest expense | 472,000 | 959,000 | 1,528,000 | 2,096,000 |
| Provision for loan losses | 7,000 | 51,000 | 51,000 | 51,000 |
| Pretax income | 32,000 | 37,000 | 13,000 | -10,000 |
| Income tax | 9,000 | 12,000 | 2,000 | -12,000 |
| Net income | 23,000 | 25,000 | 11,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,619,000 | 9,642,000 | 9,428,000 | 9,580,000 |
| Total capital | 9,762,000 | 9,829,000 | 9,615,000 | 9,767,000 |
| Risk-weighted assets | 52,331,000 | 54,156,000 | 55,540,000 | 55,639,000 |