Call reports 2004
LINCOLN 1ST BANK — 2004
What LINCOLN 1ST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 86,205,000 |
| Total loans | 57,310,000 |
| Allowance for loan losses | 156,000 |
| Securities available for sale | 4,316,000 |
| Securities held to maturity | 17,043,000 |
| Trading assets | 0 |
| Total deposits | 60,584,000 |
| Interest-bearing deposits | 56,498,000 |
| Noninterest-bearing deposits | 4,086,000 |
| Equity capital | 8,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 3,730,000 |
| Interest expense | 1,363,000 |
| Net interest income | 2,367,000 |
| Noninterest income | 100,000 |
| Noninterest expense | 1,769,000 |
| Provision for loan losses | 31,000 |
| Pretax income | 665,000 |
| Income tax | 261,000 |
| Net income | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 8,930,000 |
| Total capital | 9,086,000 |
| Risk-weighted assets | 45,749,000 |