Call reports 2017
PEOPLES STATE BANK OF COMMERCE — 2017
What PEOPLES STATE BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 162,529,000 | 159,750,000 |
| Total loans | 96,143,000 | 99,502,000 |
| Allowance for loan losses | 1,489,000 | 1,444,000 |
| Securities available for sale | 22,742,000 | 22,260,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 142,909,000 | 139,489,000 |
| Interest-bearing deposits | 115,857,000 | 112,206,000 |
| Noninterest-bearing deposits | 27,052,000 | 27,283,000 |
| Equity capital | 19,095,000 | 19,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,634,000 | 3,344,000 |
| Interest expense | 188,000 | 376,000 |
| Net interest income | 1,446,000 | 2,968,000 |
| Noninterest income | 426,000 | 953,000 |
| Noninterest expense | 1,456,000 | 3,079,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 416,000 | 842,000 |
| Income tax | 157,000 | 318,000 |
| Net income | 259,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 19,168,000 | 19,454,000 |
| Total capital | 20,477,000 | 20,784,000 |
| Risk-weighted assets | 104,441,000 | 106,169,000 |