Call reports 2024
HOME STATE BANK — 2024
What HOME STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 58,889,000 | 60,602,000 | 60,948,000 | 59,786,000 |
| Total loans | 32,915,000 | 33,811,000 | 31,165,000 | 34,005,000 |
| Allowance for loan losses | 358,000 | 413,000 | 413,000 | 413,000 |
| Securities available for sale | 23,508,000 | 23,308,000 | 23,772,000 | 22,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,532,000 | 46,704,000 | 46,113,000 | 44,440,000 |
| Interest-bearing deposits | 32,402,000 | 40,081,000 | 39,375,000 | 36,008,000 |
| Noninterest-bearing deposits | 9,131,000 | 6,623,000 | 6,738,000 | 8,432,000 |
| Equity capital | 12,364,000 | 12,529,000 | 13,416,000 | 13,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,501,000 | 2,292,000 | 3,033,000 |
| Interest expense | 287,000 | 620,000 | 963,000 | 1,240,000 |
| Net interest income | 440,000 | 881,000 | 1,329,000 | 1,793,000 |
| Noninterest income | 7,000 | 21,000 | 30,000 | 35,000 |
| Noninterest expense | 244,000 | 468,000 | 703,000 | 1,043,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 56,000 |
| Pretax income | 158,000 | 339,000 | 561,000 | 690,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 33,000 |
| Net income | 150,000 | 323,000 | 537,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,524,000 | 14,692,000 | 14,921,000 | 15,041,000 |
| Total capital | — | — | 15,459,000 | — |
| Risk-weighted assets | — | — | 48,168,000 | — |