Call reports 2023
HOME STATE BANK — 2023
What HOME STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 54,067,000 | 56,624,000 | 52,565,000 | 59,946,000 |
| Total loans | 26,086,000 | 29,331,000 | 26,021,000 | 33,022,000 |
| Allowance for loan losses | 358,000 | 358,000 | 358,000 | 358,000 |
| Securities available for sale | 25,444,000 | 24,854,000 | 24,018,000 | 24,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,652,000 | 40,736,000 | 40,774,000 | 43,877,000 |
| Interest-bearing deposits | 31,398,000 | 32,535,000 | 33,737,000 | 34,745,000 |
| Noninterest-bearing deposits | 9,254,000 | 8,200,000 | 7,037,000 | 9,132,000 |
| Equity capital | 12,144,000 | 12,169,000 | 11,690,000 | 12,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,156,000 | 1,800,000 | 2,436,000 |
| Interest expense | 129,000 | 320,000 | 557,000 | 798,000 |
| Net interest income | 421,000 | 836,000 | 1,243,000 | 1,638,000 |
| Noninterest income | 7,000 | 13,000 | 22,000 | 53,000 |
| Noninterest expense | 230,000 | 424,000 | 672,000 | 969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 435,000 | 607,000 | 698,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 30,000 |
| Net income | 199,000 | 421,000 | 586,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,504,000 | 14,727,000 | 14,891,000 | 14,973,000 |
| Total capital | 14,862,000 | — | — | — |
| Risk-weighted assets | 39,813,000 | — | — | — |