Call reports 2022
HOME STATE BANK — 2022
What HOME STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,788,000 | 51,611,000 | 51,041,000 | 55,262,000 |
| Total loans | 22,114,000 | 23,135,000 | 23,840,000 | 27,089,000 |
| Allowance for loan losses | 358,000 | 358,000 | 358,000 | 358,000 |
| Securities available for sale | 26,059,000 | 25,596,000 | 24,979,000 | 25,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,204,000 | 39,658,000 | 38,917,000 | 36,701,000 |
| Interest-bearing deposits | 28,371,000 | 31,179,000 | 30,256,000 | 27,636,000 |
| Noninterest-bearing deposits | 10,833,000 | 8,479,000 | 8,661,000 | 9,065,000 |
| Equity capital | 12,552,000 | 11,930,000 | 11,059,000 | 11,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 733,000 | 1,176,000 | 1,666,000 |
| Interest expense | 13,000 | 32,000 | 69,000 | 141,000 |
| Net interest income | 339,000 | 701,000 | 1,107,000 | 1,525,000 |
| Noninterest income | 9,000 | 16,000 | 26,000 | 34,000 |
| Noninterest expense | 231,000 | 415,000 | 607,000 | 879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 291,000 | 516,000 | 674,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 34,000 |
| Net income | 102,000 | 271,000 | 486,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,045,000 | 14,215,000 | 14,429,000 | 14,585,000 |
| Total capital | 14,403,000 | — | — | — |
| Risk-weighted assets | 37,831,000 | — | — | — |