Call reports 2021
HOME STATE BANK — 2021
What HOME STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 47,392,000 | 49,258,000 | 49,954,000 | 52,882,000 |
| Total loans | 25,905,000 | 23,977,000 | 22,787,000 | 28,025,000 |
| Allowance for loan losses | 733,000 | 733,000 | 358,000 | 358,000 |
| Securities available for sale | 17,692,000 | 19,346,000 | 19,535,000 | 22,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,570,000 | 35,341,000 | 35,367,000 | 36,767,000 |
| Interest-bearing deposits | 25,316,000 | 27,655,000 | 28,174,000 | 27,690,000 |
| Noninterest-bearing deposits | 8,254,000 | 7,686,000 | 7,193,000 | 9,077,000 |
| Equity capital | 13,799,000 | 13,895,000 | 14,565,000 | 14,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 719,000 | 1,224,000 | 1,586,000 |
| Interest expense | 23,000 | 41,000 | 56,000 | 71,000 |
| Net interest income | 323,000 | 678,000 | 1,168,000 | 1,515,000 |
| Noninterest income | 131,000 | 16,000 | 26,000 | 143,000 |
| Noninterest expense | 186,000 | 350,000 | 536,000 | 827,000 |
| Provision for loan losses | 0 | 0 | -375,000 | -375,000 |
| Pretax income | 278,000 | 354,000 | 1,047,000 | 1,226,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 42,000 |
| Net income | 268,000 | 334,000 | 1,017,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,622,000 | 13,688,000 | 14,370,000 | 14,539,000 |
| Total capital | 14,068,000 | — | 14,728,000 | — |
| Risk-weighted assets | 35,420,000 | — | 34,580,000 | — |