Call reports 2020
HOME STATE BANK — 2020
What HOME STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,290,000 | 43,341,000 | 43,859,000 | 47,611,000 |
| Total loans | 27,500,000 | 26,723,000 | 24,858,000 | 25,990,000 |
| Allowance for loan losses | 734,000 | 734,000 | 734,000 | 734,000 |
| Securities available for sale | 13,128,000 | 13,737,000 | 15,890,000 | 16,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,458,000 | 29,284,000 | 29,620,000 | 33,271,000 |
| Interest-bearing deposits | 23,656,000 | 23,735,000 | 23,552,000 | 25,581,000 |
| Noninterest-bearing deposits | 4,801,000 | 5,549,000 | 6,068,000 | 7,690,000 |
| Equity capital | 13,648,000 | 14,023,000 | 14,201,000 | 14,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 868,000 | 1,255,000 | 1,613,000 |
| Interest expense | 50,000 | 87,000 | 120,000 | 150,000 |
| Net interest income | 405,000 | 781,000 | 1,135,000 | 1,463,000 |
| Noninterest income | 8,000 | 40,000 | 50,000 | 57,000 |
| Noninterest expense | 209,000 | 367,000 | 541,000 | 797,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 220,000 | 492,000 | 682,000 | 765,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 37,000 |
| Net income | 207,000 | 467,000 | 645,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,412,000 | 13,672,000 | 13,849,000 | 13,932,000 |
| Total capital | 13,828,000 | 14,104,000 | 14,244,000 | 14,346,000 |
| Risk-weighted assets | 33,016,000 | 34,316,000 | 31,321,000 | 32,838,000 |