Call reports 2019
HOME STATE BANK — 2019
What HOME STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,611,000 | 46,627,000 | 45,918,000 | 47,262,000 |
| Total loans | 29,703,000 | 27,706,000 | 25,055,000 | 25,815,000 |
| Allowance for loan losses | 734,000 | 734,000 | 734,000 | 734,000 |
| Securities available for sale | 15,244,000 | 14,847,000 | 14,900,000 | 14,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,054,000 | 32,889,000 | 31,929,000 | 33,130,000 |
| Interest-bearing deposits | 27,070,000 | 28,020,000 | 27,394,000 | 26,830,000 |
| Noninterest-bearing deposits | 4,984,000 | 4,869,000 | 4,536,000 | 6,300,000 |
| Equity capital | 13,235,000 | 13,652,000 | 13,944,000 | 14,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,038,000 | 1,545,000 | 2,009,000 |
| Interest expense | 68,000 | 143,000 | 214,000 | 278,000 |
| Net interest income | 445,000 | 895,000 | 1,331,000 | 1,731,000 |
| Noninterest income | 11,000 | 21,000 | 31,000 | 38,000 |
| Noninterest expense | 187,000 | 361,000 | 552,000 | 826,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 269,000 | 555,000 | 790,000 | 924,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 46,000 |
| Net income | 257,000 | 531,000 | 755,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,262,000 | 13,536,000 | 13,759,000 | 13,881,000 |
| Total capital | 13,706,000 | 13,982,000 | 14,176,000 | 14,333,000 |
| Risk-weighted assets | 35,265,000 | 35,411,000 | 33,122,000 | 35,936,000 |