Call reports 2018
HOME STATE BANK — 2018
What HOME STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,996,000 | 45,204,000 | 45,175,000 | 45,830,000 |
| Total loans | 28,681,000 | 28,023,000 | 28,396,000 | 28,293,000 |
| Allowance for loan losses | 284,000 | 1,234,000 | 1,234,000 | 734,000 |
| Securities available for sale | 16,143,000 | 16,154,000 | 15,809,000 | 15,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,702,000 | 29,931,000 | 28,776,000 | 30,563,000 |
| Interest-bearing deposits | 26,073,000 | 25,243,000 | 23,804,000 | 25,133,000 |
| Noninterest-bearing deposits | 5,629,000 | 4,688,000 | 4,972,000 | 5,430,000 |
| Equity capital | 13,147,000 | 12,358,000 | 12,578,000 | 13,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 947,000 | 1,447,000 | 1,947,000 |
| Interest expense | 53,000 | 109,000 | 179,000 | 250,000 |
| Net interest income | 419,000 | 838,000 | 1,268,000 | 1,697,000 |
| Noninterest income | 11,000 | 20,000 | 31,000 | 40,000 |
| Noninterest expense | 176,000 | 355,000 | 517,000 | 752,000 |
| Provision for loan losses | 0 | 950,000 | 950,000 | 450,000 |
| Pretax income | 254,000 | -446,000 | -167,000 | 537,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 49,000 |
| Net income | 242,000 | -469,000 | -202,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,376,000 | 12,666,000 | 12,933,000 | 13,592,000 |
| Total capital | 13,660,000 | 13,090,000 | 13,359,000 | 14,020,000 |
| Risk-weighted assets | 34,540,000 | 33,155,000 | 33,299,000 | 33,943,000 |