Call reports 2017
HOME STATE BANK — 2017
What HOME STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,836,000 | 47,917,000 | 45,000,000 | 47,838,000 |
| Total loans | 27,852,000 | 29,013,000 | 26,482,000 | 29,215,000 |
| Allowance for loan losses | 284,000 | 284,000 | 284,000 | 284,000 |
| Securities available for sale | 17,302,000 | 16,989,000 | 16,640,000 | 16,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,590,000 | 31,294,000 | 30,800,000 | 31,639,000 |
| Interest-bearing deposits | 27,572,000 | 27,219,000 | 26,848,000 | 25,529,000 |
| Noninterest-bearing deposits | 5,018,000 | 4,075,000 | 3,952,000 | 6,110,000 |
| Equity capital | 13,040,000 | 13,488,000 | 13,693,000 | 13,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 906,000 | 1,368,000 | 1,818,000 |
| Interest expense | 36,000 | 77,000 | 128,000 | 172,000 |
| Net interest income | 405,000 | 829,000 | 1,240,000 | 1,646,000 |
| Noninterest income | 12,000 | 27,000 | 40,000 | 51,000 |
| Noninterest expense | 173,000 | 334,000 | 508,000 | 757,000 |
| Provision for loan losses | 63,000 | 63,000 | 63,000 | 63,000 |
| Pretax income | 181,000 | 460,000 | 710,000 | 880,000 |
| Income tax | 12,000 | 24,000 | 37,000 | 47,000 |
| Net income | 169,000 | 436,000 | 673,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,043,000 | 13,310,000 | 13,547,000 | 13,706,000 |
| Total capital | 13,327,000 | 13,594,000 | 13,831,000 | 13,990,000 |
| Risk-weighted assets | 33,413,000 | 34,799,000 | 31,913,000 | 34,369,000 |