Call reports 2016
HOME STATE BANK — 2016
What HOME STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,137,000 | 46,670,000 | 45,358,000 | 46,791,000 |
| Total loans | 27,511,000 | 27,772,000 | 26,882,000 | 26,317,000 |
| Allowance for loan losses | 221,000 | 221,000 | 221,000 | 221,000 |
| Securities available for sale | 17,700,000 | 16,853,000 | 16,804,000 | 17,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,225,000 | 32,692,000 | 31,161,000 | 32,135,000 |
| Interest-bearing deposits | 28,833,000 | 28,187,000 | 27,483,000 | 27,465,000 |
| Noninterest-bearing deposits | 4,392,000 | 4,505,000 | 3,678,000 | 4,670,000 |
| Equity capital | 13,135,000 | 13,517,000 | 13,759,000 | 13,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 873,000 | 1,314,000 | 1,733,000 |
| Interest expense | 34,000 | 69,000 | 106,000 | 142,000 |
| Net interest income | 399,000 | 804,000 | 1,208,000 | 1,591,000 |
| Noninterest income | 11,000 | 22,000 | 39,000 | 50,000 |
| Noninterest expense | 174,000 | 345,000 | 510,000 | 743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 533,000 | 789,000 | 952,000 |
| Income tax | 12,000 | 23,000 | 35,000 | 48,000 |
| Net income | 275,000 | 510,000 | 754,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,858,000 | 13,093,000 | 13,336,000 | 13,486,000 |
| Total capital | 13,079,000 | 13,314,000 | 13,557,000 | 13,707,000 |
| Risk-weighted assets | 33,506,000 | 33,772,000 | 32,461,000 | 32,366,000 |