Call reports 2012
HOME STATE BANK — 2012
What HOME STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,085,000 | 41,899,000 | 46,281,000 | 49,570,000 |
| Total loans | 19,585,000 | 19,894,000 | 19,154,000 | 22,102,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Securities available for sale | 17,731,000 | 17,102,000 | 20,347,000 | 24,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,714,000 | 29,310,000 | 33,548,000 | 36,803,000 |
| Interest-bearing deposits | 25,208,000 | 25,916,000 | 29,261,000 | 29,962,000 |
| Noninterest-bearing deposits | 3,506,000 | 3,394,000 | 4,287,000 | 6,841,000 |
| Equity capital | 12,327,000 | 12,555,000 | 12,698,000 | 12,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 811,000 | 1,193,000 | 1,563,000 |
| Interest expense | 56,000 | 105,000 | 159,000 | 213,000 |
| Net interest income | 356,000 | 706,000 | 1,034,000 | 1,350,000 |
| Noninterest income | 13,000 | 29,000 | 46,000 | 59,000 |
| Noninterest expense | 139,000 | 276,000 | 484,000 | 710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 448,000 | 585,000 | 692,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 35,000 |
| Net income | 220,000 | 427,000 | 554,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,647,000 | 11,854,000 | 11,980,000 | 12,084,000 |
| Total capital | 11,873,000 | 12,079,000 | 12,205,000 | 12,309,000 |
| Risk-weighted assets | 25,480,000 | 25,826,000 | 25,819,000 | 28,939,000 |