Call reports 2011
HOME STATE BANK — 2011
What HOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,387,000 | 38,406,000 | 39,413,000 | 43,092,000 |
| Total loans | 19,518,000 | 19,457,000 | 20,118,000 | 22,229,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 225,000 |
| Securities available for sale | 16,689,000 | 15,924,000 | 16,272,000 | 18,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,624,000 | 26,235,000 | 26,871,000 | 30,032,000 |
| Interest-bearing deposits | 23,375,000 | 23,641,000 | 24,204,000 | 25,647,000 |
| Noninterest-bearing deposits | 3,249,000 | 2,594,000 | 2,667,000 | 4,386,000 |
| Equity capital | 11,633,000 | 12,057,000 | 12,492,000 | 12,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 852,000 | 1,279,000 | 1,694,000 |
| Interest expense | 69,000 | 134,000 | 195,000 | 255,000 |
| Net interest income | 357,000 | 718,000 | 1,084,000 | 1,439,000 |
| Noninterest income | 14,000 | 29,000 | 47,000 | 64,000 |
| Noninterest expense | 223,000 | 367,000 | 495,000 | 714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 380,000 | 636,000 | 789,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 39,000 |
| Net income | 138,000 | 360,000 | 607,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,308,000 | 11,529,000 | 11,776,000 | 11,918,000 |
| Total capital | 11,534,000 | 11,755,000 | 12,002,000 | 12,143,000 |
| Risk-weighted assets | 25,102,000 | 24,854,000 | 25,477,000 | 28,248,000 |