Call reports 2002
HOME STATE BANK — 2002
What HOME STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,684,000 | 35,517,000 | 35,002,000 | 35,660,000 |
| Total loans | 18,158,000 | 19,004,000 | 19,393,000 | 17,291,000 |
| Allowance for loan losses | 383,000 | 378,000 | 378,000 | 374,000 |
| Securities available for sale | 15,618,000 | 15,393,000 | 14,539,000 | 13,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,921,000 | 21,508,000 | 20,552,000 | 21,318,000 |
| Interest-bearing deposits | 19,494,000 | 19,323,000 | 19,089,000 | 19,761,000 |
| Noninterest-bearing deposits | 1,427,000 | 2,185,000 | 1,463,000 | 1,557,000 |
| Equity capital | 8,669,000 | 9,007,000 | 9,219,000 | 9,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,134,000 | 1,706,000 | 2,247,000 |
| Interest expense | 237,000 | 453,000 | 656,000 | 849,000 |
| Net interest income | 336,000 | 681,000 | 1,050,000 | 1,398,000 |
| Noninterest income | 19,000 | 41,000 | 77,000 | 107,000 |
| Noninterest expense | 138,000 | 260,000 | 375,000 | 534,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 466,000 | 761,000 | 981,000 |
| Income tax | 15,000 | 29,000 | 44,000 | 51,000 |
| Net income | 204,000 | 437,000 | 717,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,354,000 | 8,470,000 | 8,675,000 | 8,888,000 |
| Total capital | 8,637,000 | 8,766,000 | 9,016,000 | 9,172,000 |
| Risk-weighted assets | 22,542,000 | 23,596,000 | 27,240,000 | 22,627,000 |