Call reports 2001
HOME STATE BANK — 2001
What HOME STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,120,000 | 37,829,000 | 37,992,000 | 37,191,000 |
| Total loans | 16,524,000 | 17,856,000 | 16,852,000 | 16,370,000 |
| Allowance for loan losses | 383,000 | 383,000 | 383,000 | 383,000 |
| Securities available for sale | 19,799,000 | 19,111,000 | 18,322,000 | 16,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,404,000 | 22,473,000 | 23,457,000 | 23,755,000 |
| Interest-bearing deposits | 20,770,000 | 21,354,000 | 21,922,000 | 21,457,000 |
| Noninterest-bearing deposits | 1,634,000 | 1,119,000 | 1,535,000 | 2,298,000 |
| Equity capital | 8,366,000 | 8,617,000 | 8,991,000 | 8,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,412,000 | 2,114,000 | 2,750,000 |
| Interest expense | 354,000 | 681,000 | 997,000 | 1,268,000 |
| Net interest income | 346,000 | 731,000 | 1,117,000 | 1,482,000 |
| Noninterest income | 25,000 | 51,000 | 75,000 | 97,000 |
| Noninterest expense | 112,000 | 219,000 | 326,000 | 511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 567,000 | 872,000 | 1,076,000 |
| Income tax | 17,000 | 31,000 | 44,000 | 56,000 |
| Net income | 244,000 | 536,000 | 828,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,947,000 | 8,239,000 | 8,441,000 | 8,133,000 |
| Total capital | 8,212,000 | 8,560,000 | 8,757,000 | 8,435,000 |
| Risk-weighted assets | 21,080,000 | 25,626,000 | 25,196,000 | 24,117,000 |