Call reports 2006
AMERICANFIRST BANK — 2006
What AMERICANFIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,693,000 | 37,889,000 | 35,183,000 | 40,594,000 |
| Total loans | 20,425,000 | 22,697,000 | 24,291,000 | 26,620,000 |
| Allowance for loan losses | 282,000 | 283,000 | 408,000 | 408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,622,000 | 4,445,000 | 4,245,000 | 4,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,934,000 | 25,605,000 | 22,676,000 | 26,494,000 |
| Interest-bearing deposits | 19,071,000 | 20,727,000 | 19,390,000 | 22,691,000 |
| Noninterest-bearing deposits | 1,863,000 | 4,878,000 | 3,286,000 | 3,803,000 |
| Equity capital | 8,459,000 | 9,225,000 | 9,460,000 | 11,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 909,000 | 1,480,000 | 2,130,000 |
| Interest expense | 142,000 | 353,000 | 581,000 | 852,000 |
| Net interest income | 267,000 | 556,000 | 899,000 | 1,278,000 |
| Noninterest income | 31,000 | 53,000 | 51,000 | 59,000 |
| Noninterest expense | 346,000 | 689,000 | 1,072,000 | 1,479,000 |
| Provision for loan losses | 0 | 1,000 | 126,000 | 126,000 |
| Pretax income | -48,000 | -81,000 | -248,000 | -268,000 |
| Income tax | -18,000 | -30,000 | -93,000 | -101,000 |
| Net income | -30,000 | -51,000 | -155,000 | -167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,829,000 | 8,565,000 | 8,737,000 | 10,269,000 |
| Total capital | 8,091,000 | 8,848,000 | 9,057,000 | 10,621,000 |
| Risk-weighted assets | 20,936,000 | 23,277,000 | 25,525,000 | 29,241,000 |