Call reports 2004
AMERICANFIRST BANK — 2004
What AMERICANFIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 9,470,000 |
| Total loans | 0 |
| Allowance for loan losses | 125,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,016,000 |
| Interest-bearing deposits | 876,000 |
| Noninterest-bearing deposits | 140,000 |
| Equity capital | 8,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 19,000 |
| Interest expense | 0 |
| Net interest income | 19,000 |
| Noninterest income | 0 |
| Noninterest expense | 143,000 |
| Provision for loan losses | 125,000 |
| Pretax income | -249,000 |
| Income tax | -94,000 |
| Net income | -155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 8,151,000 |
| Total capital | 8,179,000 |
| Risk-weighted assets | 2,150,000 |