Call reports 2024
TRADITIONS BANK — 2024
What TRADITIONS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 840,862,000 | 858,566,000 | 859,934,000 | 870,088,000 |
| Total loans | 685,446,000 | 694,542,000 | 704,078,000 | 688,989,000 |
| Allowance for loan losses | 3,844,000 | 3,747,000 | 5,773,000 | 4,045,000 |
| Securities available for sale | 108,211,000 | 104,391,000 | 104,640,000 | 98,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,821,000 | 5,867,000 | 3,897,000 | 5,464,000 |
| Total deposits | 730,273,000 | 737,987,000 | 740,027,000 | 749,774,000 |
| Interest-bearing deposits | 615,083,000 | 619,254,000 | 619,009,000 | 635,456,000 |
| Noninterest-bearing deposits | 115,190,000 | 118,733,000 | 121,018,000 | 114,318,000 |
| Equity capital | 64,388,000 | 66,455,000 | 68,387,000 | 67,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,881,000 | 22,171,000 | 33,796,000 | 45,148,000 |
| Interest expense | 4,997,000 | 10,172,000 | 15,643,000 | 20,661,000 |
| Net interest income | 5,884,000 | 11,999,000 | 18,153,000 | 24,487,000 |
| Noninterest income | 1,771,000 | 3,902,000 | 5,611,000 | 6,967,000 |
| Noninterest expense | 5,805,000 | 11,936,000 | 18,096,000 | 24,084,000 |
| Provision for loan losses | 114,000 | 37,000 | 2,057,000 | 1,921,000 |
| Pretax income | 1,718,000 | 4,003,000 | 3,632,000 | 5,493,000 |
| Income tax | 326,000 | 761,000 | 709,000 | 1,022,000 |
| Net income | 1,392,000 | 3,242,000 | 2,923,000 | 4,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,889,000 | 77,579,000 | 76,698,000 | 77,775,000 |
| Total capital | 79,914,000 | 81,413,000 | 82,612,000 | 81,937,000 |
| Risk-weighted assets | 654,569,000 | 665,923,000 | 675,891,000 | 662,997,000 |