Call reports 2023
TRADITIONS BANK — 2023
What TRADITIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 808,275,000 | 837,641,000 | 850,463,000 | 840,071,000 |
| Total loans | 637,231,000 | 672,837,000 | 687,384,000 | 676,026,000 |
| Allowance for loan losses | 3,262,000 | 3,472,000 | 3,656,000 | 3,730,000 |
| Securities available for sale | 122,562,000 | 115,056,000 | 109,957,000 | 111,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,017,000 | 5,971,000 | 7,356,000 | 4,920,000 |
| Total deposits | 708,257,000 | 693,682,000 | 704,777,000 | 731,098,000 |
| Interest-bearing deposits | 572,564,000 | 558,388,000 | 574,732,000 | 610,365,000 |
| Noninterest-bearing deposits | 135,693,000 | 135,294,000 | 130,045,000 | 120,733,000 |
| Equity capital | 62,238,000 | 60,689,000 | 60,012,000 | 63,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,831,000 | 18,686,000 | 29,326,000 | 40,244,000 |
| Interest expense | 2,360,000 | 5,656,000 | 9,542,000 | 14,395,000 |
| Net interest income | 6,471,000 | 13,030,000 | 19,784,000 | 25,849,000 |
| Noninterest income | 1,474,000 | 3,153,000 | 4,466,000 | 5,748,000 |
| Noninterest expense | 6,234,000 | 12,596,000 | 18,654,000 | 24,976,000 |
| Provision for loan losses | -229,000 | -3,000 | 179,000 | 380,000 |
| Pretax income | 1,940,000 | 3,595,000 | 5,366,000 | 6,197,000 |
| Income tax | 368,000 | 683,000 | 1,019,000 | 1,161,000 |
| Net income | 1,572,000 | 2,912,000 | 4,347,000 | 5,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,757,000 | 72,955,000 | 74,283,000 | 74,803,000 |
| Total capital | 76,153,000 | 76,540,000 | 78,109,000 | 78,695,000 |
| Risk-weighted assets | 627,086,000 | 657,158,000 | 665,617,000 | 649,580,000 |