Call reports 2022
TRADITIONS BANK — 2022
What TRADITIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 747,615,000 | 762,775,000 | 773,205,000 | 776,801,000 |
| Total loans | 548,505,000 | 576,746,000 | 599,600,000 | 608,581,000 |
| Allowance for loan losses | 7,153,000 | 7,151,000 | 7,156,000 | 7,155,000 |
| Securities available for sale | 139,745,000 | 135,028,000 | 126,917,000 | 124,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,302,000 | 4,504,000 | 6,344,000 | 5,967,000 |
| Total deposits | 678,005,000 | 696,139,000 | 661,989,000 | 672,670,000 |
| Interest-bearing deposits | 508,616,000 | 525,830,000 | 521,961,000 | 536,489,000 |
| Noninterest-bearing deposits | 169,389,000 | 170,309,000 | 140,028,000 | 136,181,000 |
| Equity capital | 60,935,000 | 56,709,000 | 54,227,000 | 56,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,909,000 | 12,224,000 | 19,591,000 | 27,769,000 |
| Interest expense | 211,000 | 411,000 | 953,000 | 2,669,000 |
| Net interest income | 5,698,000 | 11,813,000 | 18,638,000 | 25,100,000 |
| Noninterest income | 2,284,000 | 4,402,000 | 5,784,000 | 6,671,000 |
| Noninterest expense | 6,078,000 | 12,360,000 | 18,545,000 | 24,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,904,000 | 3,855,000 | 5,877,000 | 7,185,000 |
| Income tax | 381,000 | 765,000 | 1,111,000 | 1,324,000 |
| Net income | 1,523,000 | 3,090,000 | 4,766,000 | 5,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,418,000 | 66,445,000 | 67,544,000 | 68,430,000 |
| Total capital | 73,018,000 | 73,346,000 | 74,660,000 | 75,595,000 |
| Risk-weighted assets | 527,451,000 | 551,833,000 | 569,225,000 | 610,623,000 |