Call reports 2020
TRADITIONS BANK — 2020
What TRADITIONS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 557,969,000 | 622,446,000 | 647,851,000 | 640,562,000 |
| Total loans | 439,839,000 | 505,101,000 | 529,208,000 | 520,376,000 |
| Allowance for loan losses | 3,667,000 | 4,322,000 | 6,363,000 | 7,046,000 |
| Securities available for sale | 84,293,000 | 77,155,000 | 80,946,000 | 79,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 781,000 | 1,453,000 | 1,527,000 | 1,018,000 |
| Total deposits | 477,105,000 | 543,388,000 | 534,886,000 | 567,075,000 |
| Interest-bearing deposits | 402,101,000 | 439,633,000 | 434,291,000 | 464,560,000 |
| Noninterest-bearing deposits | 75,004,000 | 103,756,000 | 100,595,000 | 102,515,000 |
| Equity capital | 59,218,000 | 61,595,000 | 64,434,000 | 66,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,683,000 | 11,504,000 | 17,386,000 | 23,678,000 |
| Interest expense | 1,241,000 | 2,190,000 | 3,010,000 | 3,693,000 |
| Net interest income | 4,442,000 | 9,314,000 | 14,376,000 | 19,985,000 |
| Noninterest income | 1,829,000 | 5,447,000 | 10,862,000 | 14,548,000 |
| Noninterest expense | 4,556,000 | 9,212,000 | 14,153,000 | 19,943,000 |
| Provision for loan losses | 393,000 | 1,638,000 | 3,638,000 | 4,338,000 |
| Pretax income | 1,438,000 | 4,092,000 | 7,628,000 | 10,433,000 |
| Income tax | 266,000 | 798,000 | 1,518,000 | 2,065,000 |
| Net income | 1,172,000 | 3,294,000 | 6,110,000 | 8,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,291,000 | 59,507,000 | 62,412,000 | 64,729,000 |
| Total capital | 60,968,000 | 63,839,000 | 67,977,000 | 70,375,000 |
| Risk-weighted assets | 418,915,000 | 425,239,000 | 444,371,000 | 450,268,000 |