Call reports 2019
TRADITIONS BANK — 2019
What TRADITIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 488,753,000 | 519,685,000 | 538,486,000 | 542,394,000 |
| Total loans | 391,552,000 | 421,453,000 | 436,884,000 | 433,773,000 |
| Allowance for loan losses | 3,793,000 | 3,855,000 | 3,958,000 | 3,886,000 |
| Securities available for sale | 61,991,000 | 64,756,000 | 67,724,000 | 78,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 32,000 |
| Total deposits | 405,694,000 | 419,054,000 | 440,635,000 | 459,343,000 |
| Interest-bearing deposits | 342,030,000 | 350,185,000 | 369,295,000 | 391,093,000 |
| Noninterest-bearing deposits | 63,664,000 | 68,869,000 | 71,340,000 | 68,250,000 |
| Equity capital | 51,874,000 | 54,099,000 | 55,851,000 | 56,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,471,000 | 11,144,000 | 17,055,000 | 22,815,000 |
| Interest expense | 1,342,000 | 2,752,000 | 4,299,000 | 5,683,000 |
| Net interest income | 4,129,000 | 8,392,000 | 12,756,000 | 17,132,000 |
| Noninterest income | 1,161,000 | 2,896,000 | 4,745,000 | 6,296,000 |
| Noninterest expense | 3,878,000 | 7,922,000 | 12,223,000 | 16,725,000 |
| Provision for loan losses | 75,000 | 187,000 | 300,000 | 300,000 |
| Pretax income | 1,332,000 | 3,174,000 | 4,973,000 | 6,398,000 |
| Income tax | 244,000 | 581,000 | 910,000 | 1,181,000 |
| Net income | 1,088,000 | 2,593,000 | 4,063,000 | 5,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,691,000 | 53,302,000 | 54,858,000 | 56,058,000 |
| Total capital | 60,494,000 | 62,167,000 | 63,826,000 | 64,954,000 |
| Risk-weighted assets | 380,829,000 | 411,793,000 | 418,380,000 | 416,562,000 |