Call reports 2018
TRADITIONS BANK — 2018
What TRADITIONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 447,953,000 | 455,067,000 | 465,478,000 | 482,918,000 |
| Total loans | 369,193,000 | 371,094,000 | 381,790,000 | 395,535,000 |
| Allowance for loan losses | 3,631,000 | 3,757,000 | 3,777,000 | 3,735,000 |
| Securities available for sale | 56,084,000 | 57,645,000 | 56,712,000 | 57,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,308,000 | 374,529,000 | 377,327,000 | 395,179,000 |
| Interest-bearing deposits | 310,237,000 | 313,224,000 | 317,688,000 | 335,377,000 |
| Noninterest-bearing deposits | 54,071,000 | 61,305,000 | 59,639,000 | 59,802,000 |
| Equity capital | 45,884,000 | 47,118,000 | 48,220,000 | 50,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,551,000 | 9,380,000 | 14,439,000 | 19,723,000 |
| Interest expense | 825,000 | 1,834,000 | 3,048,000 | 4,361,000 |
| Net interest income | 3,726,000 | 7,546,000 | 11,391,000 | 15,362,000 |
| Noninterest income | 1,338,000 | 2,849,000 | 4,207,000 | 5,402,000 |
| Noninterest expense | 3,635,000 | 7,437,000 | 11,067,000 | 14,625,000 |
| Provision for loan losses | 80,000 | 200,000 | 220,000 | 220,000 |
| Pretax income | 1,346,000 | 2,755,000 | 4,308,000 | 5,819,000 |
| Income tax | 252,000 | 515,000 | 816,000 | 1,091,000 |
| Net income | 1,094,000 | 2,240,000 | 3,492,000 | 4,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,670,000 | 47,965,000 | 49,276,000 | 50,570,000 |
| Total capital | 55,311,000 | 56,732,000 | 58,063,000 | 59,315,000 |
| Risk-weighted assets | 357,184,000 | 359,390,000 | 367,387,000 | 382,480,000 |