Call reports 2017
TRADITIONS BANK — 2017
What TRADITIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 400,780,000 | 429,907,000 | 435,526,000 | 441,289,000 |
| Total loans | 324,888,000 | 354,032,000 | 359,442,000 | 362,418,000 |
| Allowance for loan losses | 3,253,000 | 3,370,000 | 3,505,000 | 3,551,000 |
| Securities available for sale | 52,275,000 | 52,033,000 | 51,684,000 | 55,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,651,000 | 334,897,000 | 354,861,000 | 363,089,000 |
| Interest-bearing deposits | 282,354,000 | 288,443,000 | 297,027,000 | 307,125,000 |
| Noninterest-bearing deposits | 44,297,000 | 46,454,000 | 57,834,000 | 55,964,000 |
| Equity capital | 33,092,000 | 34,211,000 | 44,663,000 | 45,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,894,000 | 12,285,000 | 16,806,000 |
| Interest expense | 667,000 | 1,422,000 | 2,261,000 | 3,066,000 |
| Net interest income | 3,153,000 | 6,472,000 | 10,024,000 | 13,740,000 |
| Noninterest income | 1,179,000 | 2,753,000 | 4,218,000 | 5,444,000 |
| Noninterest expense | 3,311,000 | 7,005,000 | 10,362,000 | 13,672,000 |
| Provision for loan losses | 153,000 | 270,000 | 423,000 | 473,000 |
| Pretax income | 868,000 | 1,950,000 | 3,458,000 | 5,040,000 |
| Income tax | 263,000 | 591,000 | 1,034,000 | 1,646,000 |
| Net income | 605,000 | 1,359,000 | 2,424,000 | 3,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,180,000 | 33,986,000 | 44,512,000 | 45,543,000 |
| Total capital | 41,443,000 | 42,366,000 | 53,027,000 | 54,104,000 |
| Risk-weighted assets | 318,864,000 | 338,420,000 | 341,267,000 | 350,889,000 |