Call reports 2016
TRADITIONS BANK — 2016
What TRADITIONS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 368,477,000 | 374,457,000 | 397,565,000 | 396,716,000 |
| Total loans | 280,493,000 | 292,666,000 | 321,809,000 | 323,728,000 |
| Allowance for loan losses | 2,518,000 | 2,475,000 | 2,776,000 | 3,108,000 |
| Securities available for sale | 66,370,000 | 58,567,000 | 53,584,000 | 50,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,791,000 | 296,201,000 | 314,455,000 | 322,317,000 |
| Interest-bearing deposits | 262,317,000 | 262,551,000 | 276,952,000 | 283,620,000 |
| Noninterest-bearing deposits | 29,474,000 | 33,650,000 | 37,503,000 | 38,697,000 |
| Equity capital | 30,528,000 | 31,640,000 | 32,646,000 | 32,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 6,994,000 | 10,674,000 | 14,472,000 |
| Interest expense | 659,000 | 1,334,000 | 2,027,000 | 2,715,000 |
| Net interest income | 2,803,000 | 5,660,000 | 8,647,000 | 11,757,000 |
| Noninterest income | 1,234,000 | 2,873,000 | 4,680,000 | 5,851,000 |
| Noninterest expense | 2,994,000 | 6,146,000 | 9,297,000 | 12,558,000 |
| Provision for loan losses | 135,000 | 394,000 | 694,000 | 994,000 |
| Pretax income | 949,000 | 2,060,000 | 3,408,000 | 4,128,000 |
| Income tax | 274,000 | 598,000 | 1,026,000 | 1,228,000 |
| Net income | 675,000 | 1,462,000 | 2,382,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,134,000 | 30,985,000 | 31,961,000 | 32,521,000 |
| Total capital | 37,662,000 | 38,470,000 | 39,747,000 | 40,639,000 |
| Risk-weighted assets | 276,400,000 | 282,362,000 | 308,585,000 | 314,563,000 |