Call reports 2015
TRADITIONS BANK — 2015
What TRADITIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 311,255,000 | 348,421,000 | 342,351,000 | 359,642,000 |
| Total loans | 254,064,000 | 260,567,000 | 254,028,000 | 270,977,000 |
| Allowance for loan losses | 2,665,000 | 2,296,000 | 2,241,000 | 2,382,000 |
| Securities available for sale | 37,481,000 | 65,285,000 | 65,875,000 | 66,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,155,000 | 267,848,000 | 274,144,000 | 294,492,000 |
| Interest-bearing deposits | 232,594,000 | 236,693,000 | 242,903,000 | 263,364,000 |
| Noninterest-bearing deposits | 22,561,000 | 31,155,000 | 31,241,000 | 31,128,000 |
| Equity capital | 28,311,000 | 28,165,000 | 29,097,000 | 29,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,074,000 | 6,296,000 | 9,510,000 | 12,741,000 |
| Interest expense | 528,000 | 1,198,000 | 1,881,000 | 2,547,000 |
| Net interest income | 2,546,000 | 5,098,000 | 7,629,000 | 10,194,000 |
| Noninterest income | 1,058,000 | 2,163,000 | 3,229,000 | 4,354,000 |
| Noninterest expense | 2,749,000 | 5,674,000 | 8,472,000 | 11,358,000 |
| Provision for loan losses | 90,000 | 135,000 | 270,000 | 405,000 |
| Pretax income | 765,000 | 1,452,000 | 2,116,000 | 2,787,000 |
| Income tax | 231,000 | 421,000 | 614,000 | 791,000 |
| Net income | 534,000 | 1,031,000 | 1,502,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,872,000 | 28,381,000 | 28,926,000 | 29,439,000 |
| Total capital | 35,547,000 | 35,687,000 | 36,176,000 | 36,831,000 |
| Risk-weighted assets | 252,195,000 | 259,358,000 | 253,639,000 | 270,124,000 |