Call reports 2014
TRADITIONS BANK — 2014
What TRADITIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 290,057,000 | 297,393,000 | 302,182,000 | 300,231,000 |
| Total loans | 232,506,000 | 239,558,000 | 245,869,000 | 245,478,000 |
| Allowance for loan losses | 2,402,000 | 2,448,000 | 2,508,000 | 2,564,000 |
| Securities available for sale | 40,959,000 | 39,905,000 | 36,515,000 | 35,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,918,000 | 237,963,000 | 237,688,000 | 247,860,000 |
| Interest-bearing deposits | 216,708,000 | 214,860,000 | 216,343,000 | 225,504,000 |
| Noninterest-bearing deposits | 20,210,000 | 23,103,000 | 21,345,000 | 22,356,000 |
| Equity capital | 30,928,000 | 31,643,000 | 32,316,000 | 32,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,817,000 | 8,852,000 | 12,026,000 |
| Interest expense | 463,000 | 936,000 | 1,431,000 | 1,952,000 |
| Net interest income | 2,412,000 | 4,881,000 | 7,421,000 | 10,074,000 |
| Noninterest income | 557,000 | 1,340,000 | 2,172,000 | 2,863,000 |
| Noninterest expense | 2,320,000 | 4,744,000 | 7,170,000 | 9,935,000 |
| Provision for loan losses | 96,000 | 136,000 | 196,000 | 256,000 |
| Pretax income | 559,000 | 1,347,000 | 2,239,000 | 2,758,000 |
| Income tax | 170,000 | 410,000 | 681,000 | 834,000 |
| Net income | 389,000 | 937,000 | 1,558,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,842,000 | 31,381,000 | 32,023,000 | 32,445,000 |
| Total capital | 33,244,000 | 33,829,000 | 34,531,000 | 35,009,000 |
| Risk-weighted assets | 236,187,000 | 241,833,000 | 248,785,000 | 247,524,000 |