Call reports 2012
TRADITIONS BANK — 2012
What TRADITIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 257,933,000 | 272,145,000 | 274,440,000 | 282,341,000 |
| Total loans | 207,414,000 | 216,844,000 | 205,996,000 | 212,540,000 |
| Allowance for loan losses | 2,116,000 | 2,171,000 | 2,140,000 | 2,220,000 |
| Securities available for sale | 34,574,000 | 34,401,000 | 33,425,000 | 36,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,779,000 | 237,746,000 | 238,958,000 | 246,102,000 |
| Interest-bearing deposits | 203,960,000 | 220,782,000 | 221,626,000 | 214,130,000 |
| Noninterest-bearing deposits | 16,819,000 | 16,964,000 | 17,332,000 | 31,972,000 |
| Equity capital | 26,815,000 | 27,610,000 | 28,668,000 | 29,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,814,000 | 8,724,000 | 11,495,000 |
| Interest expense | 700,000 | 1,349,000 | 1,974,000 | 2,548,000 |
| Net interest income | 2,162,000 | 4,465,000 | 6,750,000 | 8,947,000 |
| Noninterest income | 703,000 | 1,544,000 | 2,637,000 | 3,857,000 |
| Noninterest expense | 1,954,000 | 3,941,000 | 6,015,000 | 8,174,000 |
| Provision for loan losses | 120,000 | 255,000 | 390,000 | 525,000 |
| Pretax income | 791,000 | 1,813,000 | 2,982,000 | 4,105,000 |
| Income tax | 241,000 | 553,000 | 910,000 | 1,289,000 |
| Net income | 550,000 | 1,260,000 | 2,072,000 | 2,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,990,000 | 26,778,000 | 27,777,000 | 28,513,000 |
| Total capital | 28,106,000 | 28,949,000 | 29,917,000 | 30,733,000 |
| Risk-weighted assets | 206,259,000 | 222,314,000 | 213,350,000 | 218,412,000 |