Call reports 2011
TRADITIONS BANK — 2011
What TRADITIONS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 239,118,000 | 244,583,000 | 246,446,000 | 252,058,000 |
| Total loans | 191,478,000 | 198,425,000 | 201,915,000 | 202,266,000 |
| Allowance for loan losses | 2,064,000 | 2,137,000 | 2,208,000 | 2,279,000 |
| Securities available for sale | 38,316,000 | 37,591,000 | 35,844,000 | 32,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,614,000 | 205,584,000 | 206,168,000 | 215,350,000 |
| Interest-bearing deposits | 190,703,000 | 193,843,000 | 191,744,000 | 200,852,000 |
| Noninterest-bearing deposits | 11,911,000 | 11,741,000 | 14,424,000 | 14,498,000 |
| Equity capital | 24,794,000 | 25,323,000 | 26,015,000 | 26,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,824,000 | 5,761,000 | 8,772,000 | 11,704,000 |
| Interest expense | 885,000 | 1,721,000 | 2,523,000 | 3,277,000 |
| Net interest income | 1,939,000 | 4,040,000 | 6,249,000 | 8,427,000 |
| Noninterest income | 380,000 | 819,000 | 1,363,000 | 1,945,000 |
| Noninterest expense | 1,787,000 | 3,679,000 | 5,539,000 | 7,684,000 |
| Provision for loan losses | 121,000 | 192,000 | 263,000 | 334,000 |
| Pretax income | 411,000 | 996,000 | 1,818,000 | 2,362,000 |
| Income tax | 132,000 | 319,000 | 582,000 | 754,000 |
| Net income | 279,000 | 677,000 | 1,236,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,308,000 | 24,607,000 | 25,111,000 | 25,445,000 |
| Total capital | 26,372,000 | 26,744,000 | 27,319,000 | 27,724,000 |
| Risk-weighted assets | 195,141,000 | 201,259,000 | 201,318,000 | 208,238,000 |