Call reports 2006
TRADITIONS BANK — 2006
What TRADITIONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,767,000 | 115,317,000 | 134,564,000 | 140,531,000 |
| Total loans | 77,970,000 | 85,894,000 | 91,206,000 | 102,109,000 |
| Allowance for loan losses | 935,000 | 1,024,000 | 1,068,000 | 1,198,000 |
| Securities available for sale | 26,062,000 | 24,951,000 | 26,335,000 | 28,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,357,000 | 103,707,000 | 122,727,000 | 123,611,000 |
| Interest-bearing deposits | 92,932,000 | 94,608,000 | 111,718,000 | 113,049,000 |
| Noninterest-bearing deposits | 9,425,000 | 9,099,000 | 11,009,000 | 10,562,000 |
| Equity capital | 11,114,000 | 10,978,000 | 11,427,000 | 16,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,413,000 | 5,462,000 | 7,711,000 |
| Interest expense | 791,000 | 1,716,000 | 2,783,000 | 4,000,000 |
| Net interest income | 801,000 | 1,697,000 | 2,679,000 | 3,711,000 |
| Noninterest income | 55,000 | 114,000 | 180,000 | 240,000 |
| Noninterest expense | 754,000 | 1,584,000 | 2,525,000 | 3,507,000 |
| Provision for loan losses | 120,000 | 209,000 | 253,000 | 383,000 |
| Pretax income | -18,000 | 18,000 | 81,000 | 61,000 |
| Income tax | 0 | 0 | 0 | -147,000 |
| Net income | -18,000 | 18,000 | 81,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,658,000 | 11,766,000 | 11,835,000 | 16,556,000 |
| Total capital | 12,593,000 | 12,790,000 | 12,903,000 | 17,754,000 |
| Risk-weighted assets | 85,198,000 | 90,463,000 | 97,098,000 | 107,154,000 |