Call reports 2002
TRADITIONS BANK — 2002
What TRADITIONS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q4 |
|---|---|
| Total assets | 19,668,000 |
| Total loans | 4,324,000 |
| Allowance for loan losses | 52,000 |
| Securities available for sale | 3,393,000 |
| Securities held to maturity | 10,999,000 |
| Trading assets | 0 |
| Total deposits | 5,328,000 |
| Interest-bearing deposits | 4,900,000 |
| Noninterest-bearing deposits | 428,000 |
| Equity capital | 8,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q4 |
|---|---|
| Interest income | 39,000 |
| Interest expense | 13,000 |
| Net interest income | 26,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 623,000 |
| Provision for loan losses | 52,000 |
| Pretax income | -648,000 |
| Income tax | 0 |
| Net income | -648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q4 |
|---|---|
| Tier 1 capital | 8,293,000 |
| Total capital | 8,345,000 |
| Risk-weighted assets | 7,850,000 |