Call reports 2025
FELICIANA BANK & TRUST COMPANY — 2025
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 163,842,000 | 169,672,000 | 171,437,000 | 166,340,000 |
| Total loans | 121,093,000 | 124,724,000 | 123,189,000 | 123,597,000 |
| Allowance for loan losses | 1,784,000 | 1,872,000 | 1,880,000 | 1,966,000 |
| Securities available for sale | 24,329,000 | 23,896,000 | 20,349,000 | 20,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,555,000 | 141,162,000 | 141,975,000 | 139,985,000 |
| Interest-bearing deposits | 108,520,000 | 107,840,000 | 107,561,000 | 109,279,000 |
| Noninterest-bearing deposits | 34,035,000 | 33,322,000 | 34,414,000 | 30,706,000 |
| Equity capital | 16,700,000 | 16,953,000 | 17,926,000 | 18,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,430,000 | 4,840,000 | 7,540,000 | 10,185,000 |
| Interest expense | 798,000 | 1,557,000 | 2,427,000 | 3,260,000 |
| Net interest income | 1,632,000 | 3,283,000 | 5,113,000 | 6,925,000 |
| Noninterest income | 75,000 | 176,000 | 248,000 | 308,000 |
| Noninterest expense | 1,092,000 | 2,349,000 | 3,500,000 | 4,701,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 555,000 | 960,000 | 1,621,000 | 2,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 960,000 | 1,621,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,958,000 | 20,173,000 | 20,644,000 | 20,541,000 |