Call reports 2016
FELICIANA BANK & TRUST COMPANY — 2016
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,991,000 | 112,037,000 | 114,380,000 | 115,948,000 |
| Total loans | 86,482,000 | 86,525,000 | 88,642,000 | 89,675,000 |
| Allowance for loan losses | 1,492,000 | 1,520,000 | 1,519,000 | 1,566,000 |
| Securities available for sale | 17,861,000 | 18,035,000 | 18,111,000 | 17,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,947,000 | 97,559,000 | 99,535,000 | 102,446,000 |
| Interest-bearing deposits | 81,120,000 | 80,942,000 | 80,903,000 | 82,991,000 |
| Noninterest-bearing deposits | 16,828,000 | 16,617,000 | 18,632,000 | 19,455,000 |
| Equity capital | 12,725,000 | 12,990,000 | 13,165,000 | 12,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,603,000 | 3,944,000 | 5,296,000 |
| Interest expense | 128,000 | 261,000 | 398,000 | 543,000 |
| Net interest income | 1,152,000 | 2,342,000 | 3,546,000 | 4,753,000 |
| Noninterest income | 66,000 | 140,000 | 214,000 | 279,000 |
| Noninterest expense | 878,000 | 1,676,000 | 2,611,000 | 3,554,000 |
| Provision for loan losses | 0 | 30,000 | 40,000 | 90,000 |
| Pretax income | 381,000 | 821,000 | 1,170,000 | 1,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 821,000 | 1,170,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,715,000 | 12,848,000 | 13,044,000 | 12,660,000 |
| Total capital | 13,643,000 | 13,799,000 | 14,004,000 | 13,636,000 |
| Risk-weighted assets | 73,636,000 | 75,547,000 | 76,232,000 | 77,488,000 |