Call reports 2014
FELICIANA BANK & TRUST COMPANY — 2014
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,977,000 | 108,891,000 | 109,773,000 | 109,119,000 |
| Total loans | 61,578,000 | 64,590,000 | 67,285,000 | 70,357,000 |
| Allowance for loan losses | 1,710,000 | 1,677,000 | 1,730,000 | 1,589,000 |
| Securities available for sale | 34,505,000 | 36,332,000 | 33,677,000 | 29,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,912,000 | 96,210,000 | 96,796,000 | 95,922,000 |
| Interest-bearing deposits | 76,783,000 | 78,447,000 | 78,383,000 | 77,710,000 |
| Noninterest-bearing deposits | 17,129,000 | 17,763,000 | 18,413,000 | 18,212,000 |
| Equity capital | 10,878,000 | 11,381,000 | 11,567,000 | 11,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,318,000 | 3,564,000 | 4,788,000 |
| Interest expense | 132,000 | 271,000 | 415,000 | 551,000 |
| Net interest income | 1,003,000 | 2,047,000 | 3,149,000 | 4,237,000 |
| Noninterest income | 58,000 | 153,000 | 248,000 | 357,000 |
| Noninterest expense | 899,000 | 1,797,000 | 2,689,000 | 3,707,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 162,000 | 431,000 | 751,000 | 1,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 431,000 | 751,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,228,000 | 11,447,000 | 11,715,000 | 11,862,000 |
| Total capital | 11,955,000 | 12,205,000 | 12,491,000 | 12,658,000 |
| Risk-weighted assets | 57,173,000 | 59,715,000 | 61,095,000 | 62,897,000 |