Call reports 2012
FELICIANA BANK & TRUST COMPANY — 2012
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,399,000 | 111,672,000 | 110,325,000 | 105,386,000 |
| Total loans | 73,739,000 | 72,115,000 | 71,289,000 | 70,586,000 |
| Allowance for loan losses | 1,603,000 | 2,091,000 | 2,119,000 | 2,060,000 |
| Securities available for sale | 30,548,000 | 22,527,000 | 24,452,000 | 25,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,126,000 | 100,074,000 | 98,215,000 | 93,311,000 |
| Interest-bearing deposits | 87,430,000 | 85,626,000 | 83,061,000 | 78,080,000 |
| Noninterest-bearing deposits | 15,696,000 | 14,448,000 | 15,153,000 | 15,231,000 |
| Equity capital | 10,964,000 | 10,255,000 | 10,744,000 | 10,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,784,000 | 4,134,000 | 5,414,000 |
| Interest expense | 306,000 | 571,000 | 802,000 | 992,000 |
| Net interest income | 1,127,000 | 2,213,000 | 3,332,000 | 4,422,000 |
| Noninterest income | 111,000 | 288,000 | 404,000 | 508,000 |
| Noninterest expense | 1,409,000 | 2,629,000 | 3,572,000 | 4,936,000 |
| Provision for loan losses | 150,000 | 1,085,000 | 1,085,000 | 1,085,000 |
| Pretax income | -313,000 | -1,120,000 | -828,000 | -998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -313,000 | -1,120,000 | -828,000 | -998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,668,000 | 9,861,000 | 10,154,000 | 9,983,000 |
| Total capital | 11,565,000 | 10,742,000 | 10,981,000 | 10,795,000 |
| Risk-weighted assets | 71,100,000 | 69,264,000 | 64,848,000 | 63,756,000 |