Call reports 2010
FELICIANA BANK & TRUST COMPANY — 2010
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 111,783,000 | 113,317,000 | 114,719,000 | 115,730,000 |
| Total loans | 74,825,000 | 77,982,000 | 80,854,000 | 81,312,000 |
| Allowance for loan losses | 386,000 | 375,000 | 458,000 | 587,000 |
| Securities available for sale | 28,320,000 | 27,181,000 | 26,520,000 | 21,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,913,000 | 97,664,000 | 98,218,000 | 100,808,000 |
| Interest-bearing deposits | 84,069,000 | 85,801,000 | 86,239,000 | 87,295,000 |
| Noninterest-bearing deposits | 12,844,000 | 11,863,000 | 11,979,000 | 13,513,000 |
| Equity capital | 13,722,000 | 14,309,000 | 14,868,000 | 8,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,465,000 | 5,284,000 | 6,972,000 |
| Interest expense | 450,000 | 887,000 | 1,307,000 | 1,698,000 |
| Net interest income | 1,239,000 | 2,578,000 | 3,977,000 | 5,274,000 |
| Noninterest income | 102,000 | 213,000 | 385,000 | 505,000 |
| Noninterest expense | 948,000 | 1,863,000 | 2,925,000 | 3,950,000 |
| Provision for loan losses | 0 | 30,000 | 155,000 | 475,000 |
| Pretax income | 398,000 | 923,000 | 1,386,000 | 1,493,000 |
| Income tax | 63,000 | 174,000 | 262,000 | 627,000 |
| Net income | 335,000 | 749,000 | 1,124,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,748,000 | 14,162,000 | 14,537,000 | 9,586,000 |
| Total capital | 14,134,000 | 14,537,000 | 14,995,000 | 10,173,000 |
| Risk-weighted assets | 79,855,000 | 81,424,000 | 83,203,000 | 82,450,000 |