Call reports 2009
FELICIANA BANK & TRUST COMPANY — 2009
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,715,000 | 103,674,000 | 106,594,000 | 108,261,000 |
| Total loans | 69,025,000 | 71,236,000 | 74,290,000 | 73,932,000 |
| Allowance for loan losses | 543,000 | 550,000 | 504,000 | 433,000 |
| Securities available for sale | 26,689,000 | 24,233,000 | 24,352,000 | 23,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,149,000 | 89,481,000 | 90,748,000 | 93,184,000 |
| Interest-bearing deposits | 79,580,000 | 77,994,000 | 79,137,000 | 81,600,000 |
| Noninterest-bearing deposits | 11,569,000 | 11,487,000 | 11,611,000 | 11,584,000 |
| Equity capital | 12,418,000 | 12,936,000 | 14,072,000 | 13,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,437,000 | 5,219,000 | 6,970,000 |
| Interest expense | 597,000 | 1,156,000 | 1,662,000 | 2,133,000 |
| Net interest income | 1,103,000 | 2,281,000 | 3,557,000 | 4,837,000 |
| Noninterest income | 123,000 | 245,000 | 357,000 | 476,000 |
| Noninterest expense | 781,000 | 1,637,000 | 2,652,000 | 3,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 447,000 | 913,000 | 1,325,000 | 1,709,000 |
| Income tax | 84,000 | 175,000 | 301,000 | 362,000 |
| Net income | 363,000 | 738,000 | 1,024,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,892,000 | 13,266,000 | 13,553,000 | 13,876,000 |
| Total capital | 13,435,000 | 13,816,000 | 14,057,000 | 14,309,000 |
| Risk-weighted assets | 73,713,000 | 75,194,000 | 77,503,000 | 77,942,000 |