Call reports 2008
FELICIANA BANK & TRUST COMPANY — 2008
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 97,752,000 | 98,864,000 | 98,483,000 | 100,721,000 |
| Total loans | 64,521,000 | 65,392,000 | 67,009,000 | 67,684,000 |
| Allowance for loan losses | 624,000 | 613,000 | 606,000 | 557,000 |
| Securities available for sale | 24,520,000 | 26,046,000 | 24,745,000 | 25,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,879,000 | 85,515,000 | 84,884,000 | 87,133,000 |
| Interest-bearing deposits | 72,274,000 | 72,949,000 | 73,637,000 | 75,746,000 |
| Noninterest-bearing deposits | 12,605,000 | 12,566,000 | 11,247,000 | 11,387,000 |
| Equity capital | 11,712,000 | 12,113,000 | 12,069,000 | 12,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,518,000 | 5,290,000 | 7,062,000 |
| Interest expense | 715,000 | 1,378,000 | 2,008,000 | 2,634,000 |
| Net interest income | 1,038,000 | 2,140,000 | 3,282,000 | 4,428,000 |
| Noninterest income | 117,000 | 249,000 | 408,000 | 523,000 |
| Noninterest expense | 754,000 | 1,531,000 | 2,391,000 | 3,298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 870,000 | 1,335,000 | 1,689,000 |
| Income tax | 87,000 | 186,000 | 288,000 | 342,000 |
| Net income | 326,000 | 684,000 | 1,047,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,971,000 | 12,329,000 | 12,692,000 | 12,993,000 |
| Total capital | 12,595,000 | 12,942,000 | 13,298,000 | 13,550,000 |
| Risk-weighted assets | 68,180,000 | 69,485,000 | 70,650,000 | 71,151,000 |