Call reports 2007
FELICIANA BANK & TRUST COMPANY — 2007
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,108,000 | 91,257,000 | 92,728,000 | 95,063,000 |
| Total loans | 60,641,000 | 62,700,000 | 63,540,000 | 64,890,000 |
| Allowance for loan losses | 790,000 | 818,000 | 819,000 | 721,000 |
| Securities available for sale | 22,209,000 | 21,314,000 | 21,875,000 | 23,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,843,000 | 78,901,000 | 79,678,000 | 81,872,000 |
| Interest-bearing deposits | 65,544,000 | 66,914,000 | 68,207,000 | 70,098,000 |
| Noninterest-bearing deposits | 12,299,000 | 11,987,000 | 11,471,000 | 11,774,000 |
| Equity capital | 11,242,000 | 11,273,000 | 11,728,000 | 12,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,238,000 | 4,974,000 | 6,733,000 |
| Interest expense | 586,000 | 1,230,000 | 1,912,000 | 2,611,000 |
| Net interest income | 980,000 | 2,008,000 | 3,062,000 | 4,122,000 |
| Noninterest income | 120,000 | 231,000 | 365,000 | 489,000 |
| Noninterest expense | 702,000 | 1,476,000 | 2,282,000 | 3,107,000 |
| Provision for loan losses | 20,000 | 40,000 | 50,000 | 50,000 |
| Pretax income | 379,000 | 727,000 | 1,099,000 | 1,458,000 |
| Income tax | 86,000 | 161,000 | 239,000 | 339,000 |
| Net income | 293,000 | 566,000 | 860,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,282,000 | 11,555,000 | 11,850,000 | 12,108,000 |
| Total capital | 12,072,000 | 12,371,000 | 12,669,000 | 12,829,000 |
| Risk-weighted assets | 63,755,000 | 65,267,000 | 66,649,000 | 68,350,000 |