Call reports 2005
FELICIANA BANK & TRUST COMPANY — 2005
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,175,000 | 78,011,000 | 79,765,000 | 81,368,000 |
| Total loans | 53,261,000 | 54,729,000 | 55,453,000 | 56,676,000 |
| Allowance for loan losses | 908,000 | 878,000 | 860,000 | 840,000 |
| Securities available for sale | 16,406,000 | 14,975,000 | 16,855,000 | 17,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,458,000 | 66,814,000 | 68,147,000 | 70,015,000 |
| Interest-bearing deposits | 53,516,000 | 55,164,000 | 56,228,000 | 57,835,000 |
| Noninterest-bearing deposits | 10,942,000 | 11,650,000 | 11,919,000 | 12,180,000 |
| Equity capital | 10,138,000 | 10,545,000 | 10,672,000 | 10,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,468,000 | 3,788,000 | 5,167,000 |
| Interest expense | 286,000 | 598,000 | 949,000 | 1,344,000 |
| Net interest income | 938,000 | 1,870,000 | 2,839,000 | 3,823,000 |
| Noninterest income | 98,000 | 237,000 | 345,000 | 439,000 |
| Noninterest expense | 677,000 | 1,420,000 | 2,191,000 | 3,000,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 359,000 | 698,000 | 994,000 | 1,263,000 |
| Income tax | 84,000 | 171,000 | 268,000 | 320,000 |
| Net income | 275,000 | 527,000 | 726,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,148,000 | 10,400,000 | 10,600,000 | 10,817,000 |
| Total capital | 10,829,000 | 11,091,000 | 11,284,000 | 11,544,000 |
| Risk-weighted assets | 54,256,000 | 55,122,000 | 54,532,000 | 58,019,000 |