Call reports 2004
FELICIANA BANK & TRUST COMPANY — 2004
What FELICIANA BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 70,399,000 | 70,118,000 | 72,549,000 | 73,393,000 |
| Total loans | 44,771,000 | 44,633,000 | 47,991,000 | 50,952,000 |
| Allowance for loan losses | 871,000 | 880,000 | 869,000 | 913,000 |
| Securities available for sale | 19,215,000 | 19,181,000 | 18,461,000 | 17,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,646,000 | 59,768,000 | 61,276,000 | 62,369,000 |
| Interest-bearing deposits | 49,731,000 | 49,544,000 | 50,560,000 | 51,776,000 |
| Noninterest-bearing deposits | 9,915,000 | 10,224,000 | 10,716,000 | 10,593,000 |
| Equity capital | 10,236,000 | 9,888,000 | 10,466,000 | 10,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,258,000 | 3,429,000 | 4,653,000 |
| Interest expense | 237,000 | 474,000 | 715,000 | 991,000 |
| Net interest income | 900,000 | 1,784,000 | 2,714,000 | 3,662,000 |
| Noninterest income | 132,000 | 266,000 | 404,000 | 538,000 |
| Noninterest expense | 666,000 | 1,342,000 | 2,052,000 | 2,857,000 |
| Provision for loan losses | 15,000 | 30,000 | 77,000 | 142,000 |
| Pretax income | 352,000 | 682,000 | 1,078,000 | 1,297,000 |
| Income tax | 75,000 | 142,000 | 250,000 | 286,000 |
| Net income | 277,000 | 540,000 | 828,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,663,000 | 9,926,000 | 10,140,000 | 10,323,000 |
| Total capital | 10,260,000 | 10,528,000 | 10,769,000 | 10,980,000 |
| Risk-weighted assets | 47,486,000 | 47,871,000 | 50,115,000 | 52,304,000 |